What the VA comparison includes
The calculator estimates principal and interest and adds your entered property taxes, homeowners insurance and monthly HOA dues.
THE HOME FINANCING COMPARISON TOOL
VA Payment Calculator: Compare a VA Scenario Side by Side
VA-backed purchase loans generally do not require monthly mortgage insurance. MyMortgageLens therefore shows $0 monthly mortgage insurance when VA is selected.
Run Your Comparison →VA funding fee is separate
A VA funding fee may apply unless the borrower qualifies for an exemption. MyMortgageLens intentionally excludes that one-time fee from its simplified displayed loan balance, so confirm your funding-fee status and final loan amount with your lender.
Zero down is a starting point, not a requirement
The VA scenario defaults to 0% down for comparison. Eligible borrowers may choose to make a down payment, and the actual financing terms should come from the lender.
Important: MyMortgageLens provides educational illustrations, not a financing offer or lender quote. Rates, eligibility, taxes, insurance, mortgage insurance, fees and incentive terms vary. Confirm your actual figures with the appropriate lender and professionals.